alabama arkansas audit audit logging bank secrecy act biometric data bitcoin breach notification california canada ccpa client notification colorado commission congress connecticut consumer notification consumer rights coronavirus covid-19 cpra credit card fraud cryptocurrency cyber insurance cybersecurity cyber threat data breach data privacy data security delaware email employment equifax eu eu-u.s. privacy shield eu-us privacy shield european union executive order fbi fcra federal trade commission financial institutions fincen fraud ftc gdpr genetic data hacker hacking healthcare hhsocr hipaa holiday season human resources identity theft iepa illinois incident response information security insider attacks irs legislation legislative alert malware managed service providers maryland massachusetts microsoft exchange servers microsoft office 365 multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist security controls online operators opt out personal data personal information phishing protected health information ransomware regulations security vulnerabilities social engineering social media statute supreme court tax returns third party utah video-teleconferencing virginia virus w2 washington websites workplace policy zoom