2fa aba alabama american bar association arkansas audit biometric biometric data bipa breach notification california ccpa client notification colorado congress consent order consumer consent consumer notification credit reporting critical security controls cryptocurrency cryptojacking cybersecurity cyber threat data breach data privacy data privacy act data security department of financial services digital forensics electronic protected health information employment encryption attack equifax eu eu-u.s. privacy shield european parliament european unioin european union fbi fcra federal trade commission fines forensics fraud fraud alert gdpr hacking hhsocr hippa human resources identity theft illinois incident response irs it it professionals legislative alert malware managed service providers manufacturing maryland massachusetts maze michigan microsoft office 365 model law modlishka multi-factor identification naic new jersey new mexico new york ninth circuit nist framework nist security controls oregon penalties personal data personal information phishing pipeda ransomware regulations social engineering social media south dakota spear-phishing spectre spokeo statute supervisory authorities supreme court tax preparers tax returns utah virginia washington wire transfers workplace policy