2fa alabama american bar association arkansas audit bank secrecy act biometric data bipa breach notification california canada ccpa chip client notification colorado congress consumer notification consumer rights coronavirus covid-19 cpra cryptocurrency cybersecurity cyber threat data breach data map data privacy data security delaware department of financial services email employment equifax eu eu-u.s. privacy shield european parliament european union executive order fbi fcra federal trade commission fincen fines fraud gdpr hacking healthcare hhsocr hipaa holiday season human resources identity theft illinois incident response information security irs it it professionals legal tender digital asset transactions legislation legislative alert malware managed service providers maryland microsoft microsoft exchange servers microsoft office 365 model law multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist security controls opt out personal data personal information phishing privacy settings protected health information ransomware regulations scams social engineering social media social security soppa south dakota statute supreme court tax returns utah video-teleconferencing virginia w2 washington websites workplace policy zoom