alabama anti-money laundering arkansas audit bank secrecy act blockchain breach notification california canada client notification coast guard colorado congress consent order consumer consent consumer notification credit card fraud credit report critical security controls cryptocurrency cryptojacking cybersecurity cyber threat data breach data privacy data privacy act data security department of health and human services department of state department of transportation digital forensics dmarc ebt electronic benefit transfer electronic information electronic protected health information email employment equifax eu eu-u.s. privacy shield european unioin european union executive order fcc fcra federal trade commission fraud fraud alert gdpr hacking hhsocr hipaa hippa homeland security identity fraud identity theft incident response insurance industry internet internet service provider irs it professionals legislative alert malware managed service providers maryland meltdown michigan microsoft office 365 money service business multi-factor identification naic new mexico nist framework nist security controls office for civil rights passwords personal data phishing pipeda pre-breach services protected health information ransomware regulations research search warrant security rule social engineering social media spectre statute supervisory authorities supreme court tax preparers tax returns utah virginia w2 washington