2fa alabama arkansas audit bank secrecy act biometric biometric data breach notification california canada ccpa cisa client notification colorado congress connecticut consumer notification consumer rights coronavirus covid-19 cpra cryptocurrency cyber insurance cybersecurity cyber threat data breach data privacy data security delaware department of financial services email employment equifax eu eu-u.s. privacy shield european union executive order fbi fcra federal trade commission fincen fraud ftc gdpr hacking healthcare hhsocr hipaa holiday season human resources identity theft illinois incident response information security irs it professionals legislation legislative alert legislative update malware managed service providers maryland massachusetts microsoft exchange servers microsoft office 365 multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist security controls ofac opt out patient information penalties personal data personal information phishing protected health information ransomware regulations social engineering social media south dakota spokeo statute students supreme court tax returns utah vermont video-teleconferencing virginia w2 washington websites wire transfers workplace policy zoom