2fa alabama american bar association arkansas audit biometric biometric data bipa breach notification california ccpa client notification colorado congress consent order consumer consent consumer notification critical security controls cryptocurrency cryptojacking cybersecurity cyber threat data breach data privacy data privacy act data security department of financial services digital forensics electronic protected health information employment encryption attack equifax eu eu-u.s. privacy shield european parliament european unioin european union fbi fcra federal trade commission fines forensics fraud fraud alert gdpr hacking hhsocr hippa holiday season human resources identity theft illinois incident response information security irs it it professionals legislative alert malware managed service providers maryland maze michigan microsoft office 365 model law modlishka multi-factor identification naic new jersey new mexico new york ninth circuit nist framework nist security controls online operators online shopping oregon penalties personal data personal information phishing pipeda ransomware regulations sb220 social engineering social media south dakota spectre statute supervisory authorities supreme court tax preparers tax returns utah virginia w2 washington wire transfers workplace policy