alabama anti-money laundering arkansas audit audit logging bank secrecy act biometric data bitcoin blockchain breach notification california ccpa client notification colorado commission congress consumer notification coronavirus covid19 cryptocurrency cybersecurity cyber threat data breach dataprivacy data privacy data privacy officer data security department of health and human services department of state department of transportation electronic benefit transfer email employment equifax eu eu-u.s. privacy shield european union fbi fcc fcra federal communication federal trade commission financial fraud kill chain financial services gdpr hacking healthcare hhsocr hipaa holiday season homeland security human resources identity theft illinois information security insider attacks insurance industry irs legislative alert malware managed service providers maritime cybersecurity maryland microsoft office 365 multi-factor authentication multi-factor identification nevada new jersey new mexico new york ninth circuit nist security controls office for civil rights personal data personal information phishing pre-breach services privacy privacy notification ransomware regulations research scareware school security vulnerabilities social engineering social media ssn statute students supreme court tax returns third party utah vermont virginia virus w2 washington workplace policy