alabama arkansas audit biometric data breach notification california canada ccpa client notification colorado congress consumer consent consumer notification consumer rights coronavirus covid-19 cpra credit report cryptocurrency cybersecurity cyber threat data breach data privacy data security dmarc electronic information electronic protected health information email employment equifax eu eu-u.s. privacy shield eu-us privacy shield european union executive order fbi fcra federal trade commission fraud fraud alert gdpr genetic data genetic testing hacking healthcare hhsocr hipaa holiday season human resources identity theft iepa illinois incident response information security insurance insurance industry internet service provider irs legislation legislative alert malware managed service providers maryland meltdown michigan microsoft office 365 money service business multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist framework nist security controls opt out passwords personal data personal information phishing privacy protected health information ransomware regulations scare scam security rule social engineering social media spectre statute supreme court tax returns utah video-teleconferencing virginia w2 washington websites workplace policy zoom