alabama arkansas audit bank secrecy act blockchain breach notification california canada ccpa cisa client notification colorado congress connecticut consumer data consumer notification consumer rights coronavirus covid-19 cppa cpra cryptocurrency cyberattack cyber insurance cybersecurity cyber threat cyberwarfare data breach data privacy data protection data security delaware email employment equifax eu eu-u.s. privacy shield european union executive order fbi fcra fincen fraud ftc gdpr hacking healthcare hhsocr hipaa holiday season human resources identity theft illinois incident response information security irs legislation legislative alert malware managed service providers maryland massachusetts microsoft microsoft exchange servers microsoft office 365 multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist nist security controls ofac office for civil rights opt out personal data personal information phishing privacy law privacy protection patchwork protected health information ransomware regulations reporting requirements sec social media statute supreme court tax returns treasury department utah vcdpa virginia w2 washington websites wire transfers workplace policy zoom