2fa aba alabama american bar association arkansas audit biometric biometric data bipa breach notification california ccpa client notification colorado congress consent order consumer notification coronavirus covid19 credit reporting critical security controls cryptocurrency cryptojacking cybersecurity cyber threat data breach data map data privacy data security department of financial services digital forensics email employment encryption attack equifax eu eu-u.s. data privacy shield eu-u.s. privacy shield european parliament european union fbi fcra federal trade commission fines fraud gdpr hacking healthcare hhsocr hipaa holiday season human resources identity theft illinois information security irs it it professionals legislative alert malware managed service providers maryland microsoft office 365 model law modlishka multi-factor authentication multi-factor identification naic new jersey new mexico new york ninth circuit nist security controls oregon penalties personal data personal information phishing pipeda privacy settings ransomware regulations scams school social engineering social media soppa south dakota spokeo statute supervisory authorities supreme court tax returns utah vermont virginia w2 washington wire transfers workplace policy