alabama arkansas audit bank secrecy act biometric data breach notification california canada ccpa client notification coast guard colorado congress connecticut consumer notification consumer rights coronavirus covid-19 cpra cryptocurrency cyber insurance cybersecurity cyber threat data breach data privacy data security delaware ebt email employment equifax eu eu-u.s. privacy shield european union executive order fbi fcra federal trade commission fincen fraud gdpr hacking healthcare hhsocr hipaa holiday season hospitals human resources identity theft illinois incident response incident response planning information security internet irs legislation legislative alert malware managed service providers manufacturing maryland massachusetts medicare meltdown microsoft exchange servers microsoft office 365 money service business multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist security controls opt out passwords patch management personal data personal information phishing protected health information ransomware regulations search warrant security rule social engineering social media statute supreme court tax return tax returns treasury department utah video-teleconferencing virginia w2 washington websites workplace policy zoom