2fa alabama american bar association arkansas audit biometric data bipa breach notification california canada ccpa client notification colorado congress consent order consumer consent consumer notification credit card fraud credit report critical security controls cryptocurrency cryptojacking cybersecurity cyber threat data breach data privacy data privacy act data security department of financial services digital forensics dmarc electronic information electronic protected health information employment equifax eu eu-u.s. privacy shield european parliament european unioin european union fbi fcra federal trade commission fines forensics fraud fraud alert gdpr hacking hhsocr hippa human resources identity theft illinois incident response internet service provider irs it it professionals legislative alert malware managed service providers manufacturing maryland meltdown michigan microsoft office 365 model law modlishka money service business multi-factor identification naic new jersey new mexico new york ninth circuit nist framework nist security controls oregon passwords personal data personal information phishing pipeda ransomware regulations security rule social engineering social media south dakota spectre statute supervisory authorities supreme court tax preparers tax returns utah virginia washington workplace policy