alabama anti-money laundering arkansas audit audit logging bank secrecy act bitcoin blockchain breach notification california canada ccpa client notification coast guard colorado commission congress consumer notification credit card fraud cryptocurrency cybersecurity cyber threat data breach data privacy data privacy act data privacy officer data security department of commerce department of health and human services department of state department of transportation ebt electronic benefit transfer electronic information email employment equifax ethereum eu eu-u.s. privacy shield european union executive order fbi fcc fcra federal communication federal trade commission financial services gdpr hacking hipaa hippa homeland security identity fraud identity theft incident response insurance industry internet irs legislative alert malware managed service providers maritime cybersecurity maryland meltdown microsoft office 365 money service business multi-factor identification new jersey new mexico new york nist security controls office for civil rights passwords patching personal data personal information phishing pre-breach services privacy notification protected health information ransomware regulations research search warrant security posture assessment security rule security vulnerabilities social engineering social media ssn statute supreme court tax returns third party utah virginia virus w2 washington