alabama anti-money laundering arkansas audit audit logging biometric data bitcoin breach notification california canada ccpa client notification colorado commission congress consumer notification consumer rights coronavirus covid-19 cpra credit card fraud cryptocurrency cybersecurity cyber threat data breach data privacy data privacy officer data security department of health and human services ecj email employment equifax eu eu-u.s. privacy shield european union executive order fbi fcra federal trade commission financial services fraud gdpr hacker hacking healthcare hhs ocr hhsocr hipaa holiday season hssocr human resources identity theft illinois incident response information security insider attacks irs legislation legislative alert malware managed service providers maritime cybersecurity maryland microsoft office 365 multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist security controls online operators online shopping opt out personal data personal information phishing pre-breach services protected health information ransomware regulations security vulnerabilities social engineering social media ssn statute supreme court tax returns third party twea utah video-teleconferencing virginia virus w2 washington websites workplace policy zoom