arkansas audit bank secrecy act biometric data blockchain breach notification california canada ccpa cisa client notification colorado congress connecticut consumer data consumer notification consumer rights coronavirus covid-19 cpa cppa cpra cryptocurrency cyberattack cyber insurance cybersecurity cyber threat cyberwarfare data breach data privacy data protection data security email employment equifax eu european union executive order fbi fcra federal trade commission financial fraud kill chain fincen fraud ftc gdpr hacking healthcare hhsocr hipaa holiday season human resources identity theft illinois incident response information security irs legislation legislative alert malware managed service providers maryland massachusetts microsoft exchange servers microsoft office 365 multi-factor authentication multi-factor identification new jersey new mexico new york nist nist security controls ofac opt out personal data personal information phishing privacy law privacy protection patchwork protected health information ransomware regulations reporting requirements russia ukraine conflict sec social engineering social media statute strengthening american cybersecurity act supreme court tax returns treasury department utah video-teleconferencing virginia w2 washington websites wire transfers zoom