alabama arkansas audit bank secrecy act biometric data breach notification california canada ccpa client notification colorado congress connecticut consumer consent consumer notification consumer rights coronavirus covid-19 cpra cryptocurrency cybercrime cyber insurance cybersecurity cyber threat data breach data privacy data privacy act data security delaware ecj electronic protected health information email employment equifax eu eu-u.s. privacy shield european unioin european union executive order fbi fcra federal trade commission fincen fraud fraud alert gdpr genetic data hacking healthcare hhsocr hipaa holiday season human resources identity theft illinois incident response information security irs legislation legislative alert malware managed service providers maryland massachusetts michigan microsoft exchange servers microsoft office 365 multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist framework nist security controls online operators opt out personal data personal information phishing protected health information ransomware regulations remote access social engineering social media spectre statute supreme court tax preparers tax returns twea utah video-teleconferencing virginia w2 washington websites workplace policy zoom