alabama arkansas audit bank secrecy act biometric data breach notification california canada ccpa cdpa checklist client notification colorado congress connecticut consumer notification consumer rights convertible virtual currencies coronavirus covid-19 cpra credit reporting cryptocurrency cyber insurance cybersecurity cyber threat data breach data map data privacy data security delaware district of columbia email employment equifax ethics eu eu-u.s. privacy shield european union executive order fbi fcra federal trade commission financial firms fincen fraud ftc gdpr hacking healthcare hhsocr hipaa holiday season hospitals human resources identity theft illinois incident response information security internet crime irs legislation legislative alert malware managed service providers maryland massachusetts medicaid microsoft exchange servers microsoft office 365 multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist security controls ocabr opt out personal data personal information phishing privacy act protected health information ransomware regulations remote desktop protocol social engineering social media statute supreme court tax returns utah video-teleconferencing virginia w2 washington websites workplace policy zoom