2fa aba alabama american bar association arkansas audit biometric biometric data bipa breach notification california ccpa checklist client notification colorado congress consent order consumer consent consumer notification critical security controls cryptocurrency cryptojacking cybersecurity cyber threat data breach data privacy data security delaware department of financial services digital forensics electronic protected health information employment encryption attack equifax ethics eu eu-u.s. data privacy shield eu-u.s. privacy shield european parliament european unioin european union fbi fcra federal trade commission financial firms fincen fines forensics fraud fraud alert gdpr hacking hhsocr hippa identity theft investigations irs it it professionals legislative alert malware maryland massachusetts michigan microsoft office 365 model law modlishka multi-factor identification naic new jersey new mexico new york ninth circuit nist framework nist security controls ocabr oregon penalties personal data phishing pipeda privacy act ransomware regulations social engineering social media south dakota spear-phishing spectre spokeo statute supervisory authorities supreme court tax preparers tax returns utah virginia washington wire transfers workplace policy