alabama anti-money laundering arkansas audit audit logging bank secrecy act bitcoin blockchain breach notification california ccpa client notification colorado commission congress consumer notification credit card fraud cryptocurrency cybersecurity cyber threat data breach data privacy data privacy officer data protection officer data security department of commerce department of health and human services department of state department of transportation ebt electronic benefit transfer electronic information email employment equifax ethereum eu eu-u.s. privacy shield european union executive order fbi fcc fcra federal communication federal trade commission financial fraud kill chain financial services gdpr hacking hipaa hippa homeland security identity fraud identity theft insider attacks insurance industry internet irs legislative alert malware managed service providers maritime cybersecurity maryland microsoft office 365 money service business multi-factor identification net neutrality new jersey new mexico new york nist security controls nydfs office for civil rights patching personal data personal information phishing pre-breach services privacy notification ransomware rdp regulations research search warrant security posture assessment security vulnerabilities service provider agreement social engineering social media ssn statute supreme court tax returns tennessee third party utah virginia virus w2 washington