alabama arkansas audit bipa breach notification california canada ccpa client notification coast guard colorado congress consent order consumer consent consumer notification credit card fraud credit report critical security controls cryptocurrency cryptojacking cybersecurity cyber threat data breach data privacy data privacy act data security department of state digital forensics dmarc ebt electronic benefit transfer electronic information electronic protected health information employment equifax eu eu-u.s. privacy shield european parliament european unioin european union executive order fbi fcra federal trade commission fines forensics fraud fraud alert gdpr hacking hhsocr hipaa hippa homeland security identity fraud identity theft incident response insurance industry internet internet service provider irs it professionals legislative alert malware managed service providers maryland meltdown michigan microsoft office 365 modlishka money service business multi-factor identification naic new jersey new mexico new york nist framework nist security controls office for civil rights oregon passwords personal data phishing pipeda protected health information ransomware regulations research security rule social engineering social media spectre statute supervisory authorities supreme court tax preparers tax returns utah virginia washington