alabama arkansas audit bank secrecy act biometric data breach notification business-to-business california canada ccpa cisa client notification colorado congress connecticut consumer notification consumer rights coronavirus covid-19 cpra cryptocurrency cyber insurance cybersecurity cyber threat cyberwarfare data breach data privacy data protection data security delaware email employment equifax eu eu-u.s. privacy shield european union executive order fbi fcra federal trade commission fincen fma fraud ftc gdpr hacking healthcare hhsocr hipaa holiday season human resources identity theft illinois incidence response plan incident response information security irs legislation legislative alert malware managed service providers maryland massachusetts microsoft exchange servers microsoft office 365 multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist nist security controls ocabr opt out penetration test personal data personal information phishing protected health information ransomware regulations remote desktop protocol reporting requirements russia ukraine conflict social engineering social media statute strengthening american cybersecurity act supreme court tax returns utah vermont video-teleconferencing virginia w2 washington websites workplace policy zoom