alabama arkansas audit bank secrecy act biometric data breach notification california canada ccpa chip client notification coast guard colorado congress consumer notification consumer rights coronavirus covid-19 cpra credit reporting cryptocurrency cybersecurity cyber threat data breach data map data privacy data security department of state district of columbia ebt electronic benefit transfer email employment equifax eu eu-u.s. privacy shield european union executive order fbi fcc fcra federal trade commission fraud gdpr hacking healthcare hhsocr hipaa holiday season homeland security human resources identity fraud identity theft illinois incident response planning information security internet internet crime irs legislative alert malware managed service providers maryland medicaid meltdown microsoft office 365 money service business multi-factor identification new jersey new mexico new york ninth circuit nist security controls office for civil rights passwords personal data personal information phishing protected health information ransomware regulations research scams search warrant security rule social engineering social media social security soppa statute supreme court tax returns utah video-teleconferencing virginia w2 washington websites workplace policy zoom