alabama arkansas audit biometric data breach notification california canada ccpa client notification coast guard colorado congress consent order consumer consent consumer notification coronavirus covid-19 credit card fraud credit report cryptocurrency cryptojacking cybersecurity cyber threat data breach data privacy data privacy act data security dmarc ebt electronic information electronic protected health information email employment equifax eu eu-u.s. privacy shield european unioin european union executive order fbi fcra federal trade commission fraud fraud alert gdpr hacker hacking healthcare hhsocr hipaa holiday season human resources identity fraud identity theft illinois incident response information security internet service provider irs legislative alert malware managed service providers maryland meltdown michigan microsoft office 365 money service business multi-factor identification new jersey new mexico new york ninth circuit nist framework nist security controls online operators online shopping passwords personal data personal information phishing protected health information ransomware regulations sb220 security rule social engineering social media spectre statute supreme court tax preparers tax returns utah video-teleconferencing virginia w2 washington websites workplace policy zoom