2fa aba alabama american bar association arkansas audit biometric biometric data bipa breach notification california ccpa client notification colorado congress consent order consumer notification critical security controls cryptocurrency cryptojacking cybersecurity cyber threat data breach data privacy data privacy act data security department of financial services digital forensics employment encryption attack equifax eu eu-u.s. data privacy shield eu-u.s. privacy shield european parliament european unioin european union fbi fcra federal trade commission fines forensics fraud fraud alert gdpr hacking hippa holiday season human resources identity theft illinois incident response planning information security investigations irs it it professionals legislative alert malware managed service providers manufacturing maryland massachusetts maze microsoft office 365 model law modlishka multi-factor identification naic new jersey new mexico new york ninth circuit nist security controls online shopping oregon penalties personal data personal information phishing pipeda ransomware regulations sb220 social engineering social media south dakota spear-phishing spokeo statute supervisory authorities supreme court tax preparers tax returns utah virginia w2 washington wire transfers workplace policy