2fa alabama american bar association arkansas audit bank secrecy act biometric data bipa breach notification california canada ccpa client notification colorado congress consumer notification consumer rights coronavirus covid-19 cpra cryptocurrency cybercrime cyber insurance cybersecurity cyber threat data breach data privacy data security delaware ecj email employment equifax eu eu-u.s. privacy shield european parliament european union executive order fbi fcra federal trade commission fincen fines fraud gdpr hacking healthcare hhsocr hhs ocr hipaa holiday season hssocr human resources identity theft illinois incident response information security irs it it professionals legislation legislative alert malware managed service providers maryland microsoft exchange servers microsoft office 365 model law multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist security controls online shopping opt out personal data personal information phishing private sector protected health information ransomware regulations sb220 social engineering social media south dakota state-sponsored statute supreme court tax returns utah video-teleconferencing virginia w2 washington websites workplace policy zoom