alabama arkansas audit bank secrecy act biometric data breach notification california canada ccpa client notification colorado congress connecticut consumer notification consumer rights coronavirus covid-19 cpra cryptocurrency cyber insurance cybersecurity cyber threat data breach data privacy data protection officer data security delaware department of commerce email employment equifax eu eu-u.s. privacy shield european union executive order fbi fcra federal trade commission fincen fraud ftc gdpr hacking healthcare hhsocr hipaa holiday season human resources identity theft illinois incident response information security irs legislation legislative alert malware managed service providers maryland massachusetts microsoft microsoft exchange servers microsoft office 365 multi-factor authentication multi-factor identification net neutrality new jersey new mexico new york ninth circuit nist nist security controls nydfs ofac opt out patient information personal data personal information phishing privacy settings protected health information ransomware rdp regulations service provider agreement social engineering social media social security soppa statute supreme court tax returns tennessee utah video-teleconferencing virginia w2 washington websites workplace policy zoom