alabama arkansas audit bank secrecy act biometric data breach notification california canada ccpa chip client notification colorado congress consumer notification consumer rights coronavirus covid-19 cpra cryptocurrency cybersecurity cyber threat data breach data map data privacy data privacy directive data security delaware email employment equifax eu eu-u.s. privacy shield european union executive order fbi fcra federal trade commission fincen fraud gdpr hacking healthcare hhsocr hipaa hippa holiday season human resources identity theft illinois incidence response plan incident response information security irs legal tender digital asset transactions legislation legislative alert malware managed service providers maryland microsoft microsoft exchange servers microsoft office 365 multi-factor authentication multi-factor identification net neutrality new jersey new mexico new york ninth circuit nist security controls nydfs ocabr opt out personal data personal information phishing privacy settings protected health information ransomware rdp regulations remote desktop protocol scams service provider agreement social engineering social media social security soppa statute supreme court tax returns tennessee utah video-teleconferencing virginia w2 washington websites workplace policy zoom