alabama arkansas audit bank secrecy act biometric data breach notification business-to-business california canada ccpa cisa client notification colorado congress connecticut consumer notification consumer rights coronavirus covid-19 cpra cryptocurrency cyber insurance cybersecurity cyber threat cyberwarfare data breach data privacy data protection data security delaware department of treasury email employment equifax eu eu-u.s. privacy shield european union executive order fbi fcra federal trade commission fincen fma fraud ftc gdpr hacking healthcare hhsocr hipaa holiday season human resources identity theft illinois incident response information security insider attacks irs legislation legislative alert malware managed service providers maryland massachusetts microsoft exchange servers microsoft office 365 multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist nist security controls opt out personal data personal health information personal information phishing protected health information ransomware regulations reporting requirements russia ukraine conflict security vulnerabilities social engineering social media statute strengthening american cybersecurity act supreme court tax returns third party utah video-teleconferencing virginia w2 washington websites workplace policy zoom