2fa alabama american bar association arkansas audit bank secrecy act biometric data bipa breach notification california canada ccpa client notification cms colorado congress consumer notification consumer rights coronavirus covid-19 cpa cpra cryptocurrency cyber insurance cybersecurity cyber threat data breach data privacy data security delaware department of financial services dhs email employment endpoint monitoring equifax eu eu-u.s. privacy shield european parliament european union executive order fbi fcra federal trade commission fincen fines forensics fraud gdpr hacking healthcare hhsocr hipaa holiday season human resources identity theft illinois incident response information security irs it it professionals legislation legislative alert malware managed service providers maryland microsoft exchange servers microsoft office 365 model law multi-factor authentication multi-factor identification new jersey new mexico new york ninth circuit nist security controls opt out personal data personal information phishing protected health information ransomware regulations ryuk social engineering social media south dakota statute supreme court tax returns third-party vendors utah video-teleconferencing virginia w2 washington websites workplace policy zoom