2fa aba alabama american bar association arkansas audit biometric bipa breach notification california ccpa checklist client notification colorado congress consent order consumer notification critical security controls cryptocurrency cryptojacking cybersecurity cyber threat data breach data privacy data privacy directive data protection officer data security delaware department of financial services digital forensics employment encryption attack ethics eu eu-u.s. data privacy shield eu-u.s. privacy shield european parliament european unioin european union fbi fcra federal trade commission financial firms financial fraud kill chain fincen fines fraud fraud alert gdpr hacking hippa identity theft illinois incidence response plan investigations irs it it professionals malware massachusetts microsoft office 365 model law modlishka multi-factor identification naic net neutrality new mexico new york ninth circuit nist security controls nydfs ocabr oregon patching penalties personal data phishing pipeda privacy act ransomware rdp regulations remote desktop protocol security posture assessment service provider agreement social engineering social media south dakota spear-phishing spokeo statute supervisory authorities supreme court tax preparers tax returns tennessee utah virginia wire transfers workplace policy