alabama arkansas audit biometric data bitcoin breach notification california ccpa checklist client notification colorado congress consumer notification coronavirus covid19 credit card fraud cryptocurrency cybersecurity cyber threat data breach data privacy data privacy directive data protection officer data security delaware department of commerce email employment equifax ethereum ethics eu eu-u.s. privacy shield european union fbi fcra federal communication federal trade commission financial fraud kill chain fincen gdpr hacker hacking healthcare hhsocr hipaa holiday season human resources identity theft illinois incidence response plan incident response information security insider attacks insurance insurance industry irs legislative alert malware managed service providers maryland microsoft office 365 multi-factor identification net neutrality new jersey new mexico new york ninth circuit nist security controls nydfs ocabr online operators online shopping patching personal data personal information phishing ransomware rdp regulations remote desktop protocol sb220 scare scam security posture assessment security vulnerabilities service provider agreement social engineering social media statute supreme court tax returns tennessee third party utah virginia virus w2 washington websites workplace policy