aba alabama arkansas audit audit logging biometric data bitcoin breach notification california ccpa checklist client notification colorado commission congress consumer notification credit card fraud cryptocurrency cybersecurity cyber threat data breach data privacy data privacy directive data protection officer data security delaware department of commerce employment encryption attack equifax ethereum ethics eu eu-u.s. data privacy shield eu-u.s. privacy shield european union fbi fcra federal communication federal trade commission financial firms financial fraud kill chain fincen forensics gdpr hacking hippa human resources identity theft illinois incidence response plan incident response insider attacks investigations irs legislative alert malware managed service providers manufacturing maryland massachusetts maze microsoft office 365 multi-factor identification net neutrality new jersey new mexico new york ninth circuit nist security controls nydfs ocabr online shopping patching personal data personal information phishing privacy act ransomware rdp regulations remote desktop protocol security posture assessment security vulnerabilities service provider agreement social engineering social media spear-phishing spokeo statute supreme court tax returns tennessee third party utah virginia virus washington wire transfers workplace policy